Flight Compensation Database — Live Delayed & Cancelled Flights

Check if your disrupted flight qualifies for compensation under EU261, UK261, Turkey SHY-YHK, Serbia ECAA, Canada APPR or the Montreal Convention

Updated 4 Nov 2026, 3:40 PM · 675 eligible flights

🇪🇺 EU261

€250 – €600 + expenses
EU departure → anywhere, or EU airline → EU

🇬🇧 UK261

£220 – £520 + expenses
UK departure or UK carrier → UK

🇹🇷 Turkey SHY-YHK DEC 2024

€250 – €600
Turkey flights (paid in TRY)

🇷🇸 Serbia ECAA

€250 – €600
ECAA countries (mirrors EU261)

🇨🇦 Canada APPR

CAD 400 – 1,000
Canada flights (by delay duration)

🌍 Montreal Convention

Up to €7,700 expenses
ALL international flights
675
Eligible Flights
122
Airlines
397
EU261 / ECAA
119
Turkey SHY-YHK
675
Cancelled
100
High-Value (€500+)

Delayed & Cancelled Flights Eligible for Compensation

Top 100 flights from the last 3 days

#FlightAirlineRouteDateCoverageStatusCompensationClaim
1 TK 538
Turkish
TK
OUA → LTFM 3 Nov 2026 TURKEY INBOUND ✕
CANCELLED
Full compensation + expenses
€600
per passenger
Claim €600
+ Hotel · Food · Transport
2 LO 21
LOT - Polish
LO
EPWA → LAX 3 Nov 2026 EU261 ✕
CANCELLED
Full compensation + expenses
€600
per passenger
Claim €600
+ Hotel · Food · Transport
3 EW 1151
Eurowings
EW
DXB → EDDB 3 Nov 2026 EU INBOUND ✕
CANCELLED
Full compensation + expenses
€600
per passenger
Claim €600
+ Hotel · Food · Transport
4 LH 461
Lufthansa
LH
MIA → EDDM 3 Nov 2026 EU INBOUND ✕
CANCELLED
Full compensation + expenses
€600
per passenger
Claim €600
+ Hotel · Food · Transport
5 AY 142
Finnair
AY
BKK → EFHK 3 Nov 2026 EU INBOUND ✕
CANCELLED
Full compensation + expenses
€600
per passenger
Claim €600
+ Hotel · Food · Transport
6 KL 605
KLM
KL
EHAM → SFO 3 Nov 2026 EU261 ✕
CANCELLED
Full compensation + expenses
€600
per passenger
Claim €600
+ Hotel · Food · Transport
7 UX 1301
Air Europa
UX
LEMD → TLV 3 Nov 2026 EU261 ✕
CANCELLED
Full compensation + expenses
€600
per passenger
Claim €600
+ Hotel · Food · Transport
8 B0 200
La Compagnie
B0
LFMN → EWR 3 Nov 2026 EU261 ✕
CANCELLED
Full compensation + expenses
€600
per passenger
Claim €600
+ Hotel · Food · Transport
9 DL 9380
Delta Air Lines
DL
EHAM → SFO 3 Nov 2026 EU261 ✕
CANCELLED
Full compensation + expenses
€600
per passenger
Claim €600
+ Hotel · Food · Transport
10 KL 898
KLM
KL
PEK → EHAM 3 Nov 2026 EU INBOUND ✕
CANCELLED
Full compensation + expenses
€600
per passenger
Claim €600
+ Hotel · Food · Transport
11 AF 8402
Air France
AF
EHAM → SFO 3 Nov 2026 EU261 ✕
CANCELLED
Full compensation + expenses
€600
per passenger
Claim €600
+ Hotel · Food · Transport
12 KL 425
KLM
KL
DMM → EHAM 3 Nov 2026 EU INBOUND ✕
CANCELLED
Full compensation + expenses
€600
per passenger
Claim €600
+ Hotel · Food · Transport
13 BA 6091
British
BA
EFHK → HND 3 Nov 2026 EU261 ✕
CANCELLED
Full compensation + expenses
€600
per passenger
Claim €600
+ Hotel · Food · Transport
14 SV 208
Saudi Arabian
SV
LIRF → RUH 3 Nov 2026 EU261 ✕
CANCELLED
Full compensation + expenses
€600
per passenger
Claim €600
+ Hotel · Food · Transport
15 IB 257
Iberia
IB
LEMD → PTY 3 Nov 2026 EU261 ✕
CANCELLED
Full compensation + expenses
€600
per passenger
Claim €600
+ Hotel · Food · Transport
16 TK 750
Turkish
TK
LTFM → ISB 3 Nov 2026 TURKEY SHY-YHK ✕
CANCELLED
Full compensation + expenses
€600
per passenger
Claim €600
+ Hotel · Food · Transport
17 QS 512P
SmartWings
QS
LKPR → DEL 3 Nov 2026 EU261 ✕
CANCELLED
Full compensation + expenses
€600
per passenger
Claim €600
+ Hotel · Food · Transport
18 TK 712
Turkish
TK
LTFM → DAC 3 Nov 2026 TURKEY SHY-YHK ✕
CANCELLED
Full compensation + expenses
€600
per passenger
Claim €600
+ Hotel · Food · Transport
19 LH 638
Lufthansa
LH
EDDM → DXB 3 Nov 2026 EU261 ✕
CANCELLED
Full compensation + expenses
€600
per passenger
Claim €600
+ Hotel · Food · Transport
20 IB 392
Iberia
IB
DOH → LEMD 3 Nov 2026 EU INBOUND ✕
CANCELLED
Full compensation + expenses
€600
per passenger
Claim €600
+ Hotel · Food · Transport
21 KL 566
KLM
KL
NBO → EHAM 3 Nov 2026 EU INBOUND ✕
CANCELLED
Full compensation + expenses
€600
per passenger
Claim €600
+ Hotel · Food · Transport
22 TW 406
T'Way Air
TW
LIRF → ICN 3 Nov 2026 EU261 ✕
CANCELLED
Full compensation + expenses
€600
per passenger
Claim €600
+ Hotel · Food · Transport
23 QS 220P
SmartWings
QS
LKPR → DEL 3 Nov 2026 EU261 ✕
CANCELLED
Full compensation + expenses
€600
per passenger
Claim €600
+ Hotel · Food · Transport
24 PK 5750
Pakistan International
PK
LTFM → ISB 3 Nov 2026 TURKEY SHY-YHK ✕
CANCELLED
Full compensation + expenses
€600
per passenger
Claim €600
+ Hotel · Food · Transport
25 QS 510P
SmartWings
QS
LKPR → DEL 3 Nov 2026 EU261 ✕
CANCELLED
Full compensation + expenses
€600
per passenger
Claim €600
+ Hotel · Food · Transport
26 QF 8239
Qantas
QF
EFHK → HND 3 Nov 2026 EU261 ✕
CANCELLED
Full compensation + expenses
€600
per passenger
Claim €600
+ Hotel · Food · Transport
27 KL 661
KLM
KL
EHAM → IAH 3 Nov 2026 EU261 ✕
CANCELLED
Full compensation + expenses
€600
per passenger
Claim €600
+ Hotel · Food · Transport
28 JL 6876
JL
JL
EFHK → HND 3 Nov 2026 EU261 ✕
CANCELLED
Full compensation + expenses
€600
per passenger
Claim €600
+ Hotel · Food · Transport
29 QS 678P
SmartWings
QS
LKPR → DEL 3 Nov 2026 EU261 ✕
CANCELLED
Full compensation + expenses
€600
per passenger
Claim €600
+ Hotel · Food · Transport
30 EW 1150
Eurowings
EW
EDDB → DXB 3 Nov 2026 EU261 ✕
CANCELLED
Full compensation + expenses
€600
per passenger
Claim €600
+ Hotel · Food · Transport
31 AY 61
Finnair
AY
EFHK → HND 3 Nov 2026 EU261 ✕
CANCELLED
Full compensation + expenses
€600
per passenger
Claim €600
+ Hotel · Food · Transport
32 TK 347
Turkish
TK
BSZ → LTFM 3 Nov 2026 TURKEY INBOUND ✕
CANCELLED
Full compensation + expenses
€600
per passenger
Claim €600
+ Hotel · Food · Transport
33 TK 751
Turkish
TK
ISB → LTFM 3 Nov 2026 TURKEY INBOUND ✕
CANCELLED
Full compensation + expenses
€600
per passenger
Claim €600
+ Hotel · Food · Transport
34 VS 7146
Virgin Atlantic
VS
EHAM → SFO 3 Nov 2026 EU261 ✕
CANCELLED
Full compensation + expenses
€600
per passenger
Claim €600
+ Hotel · Food · Transport
35 QS 322P
SmartWings
QS
LKPR → DEL 3 Nov 2026 EU261 ✕
CANCELLED
Full compensation + expenses
€600
per passenger
Claim €600
+ Hotel · Food · Transport
36 AF 8446
Air France
AF
PEK → EHAM 3 Nov 2026 EU INBOUND ✕
CANCELLED
Full compensation + expenses
€600
per passenger
Claim €600
+ Hotel · Food · Transport
37 KL 639
KLM
KL
EHAM → SAN 3 Nov 2026 EU261 ✕
CANCELLED
Full compensation + expenses
€600
per passenger
Claim €600
+ Hotel · Food · Transport
38 MU 1636
China Eastern
MU
EHAM → PEK 2 Nov 2026 EU261 ✕
CANCELLED
Full compensation + expenses
€600
per passenger
Claim €600
+ Hotel · Food · Transport
39 SK 928
SAS
SK
BOS → EKCH 2 Nov 2026 EU INBOUND ✕
CANCELLED
Full compensation + expenses
€600
per passenger
Claim €600
+ Hotel · Food · Transport
40 OV 812
SalamAir
OV
LOWW → MCT 2 Nov 2026 EU261 ✕
CANCELLED
Full compensation + expenses
€600
per passenger
Claim €600
+ Hotel · Food · Transport
41 KL 425
KLM
KL
EHAM → RUH 2 Nov 2026 EU261 ✕
CANCELLED
Full compensation + expenses
€600
per passenger
Claim €600
+ Hotel · Food · Transport
42 KL 565
KLM
KL
EHAM → NBO 2 Nov 2026 EU261 ✕
CANCELLED
Full compensation + expenses
€600
per passenger
Claim €600
+ Hotel · Food · Transport
43 KL 897
KLM
KL
EHAM → PEK 2 Nov 2026 EU261 ✕
CANCELLED
Full compensation + expenses
€600
per passenger
Claim €600
+ Hotel · Food · Transport
44 AF 8443
Air France
AF
EHAM → PEK 2 Nov 2026 EU261 ✕
CANCELLED
Full compensation + expenses
€600
per passenger
Claim €600
+ Hotel · Food · Transport
45 TK 347
Turkish
TK
BSZ → LTFM 2 Nov 2026 TURKEY INBOUND ✕
CANCELLED
Full compensation + expenses
€600
per passenger
Claim €600
+ Hotel · Food · Transport
46 MU 5026
China Eastern
MU
LTFM → XIY 2 Nov 2026 TURKEY SHY-YHK ✕
CANCELLED
Full compensation + expenses
€600
per passenger
Claim €600
+ Hotel · Food · Transport
47 SQ 6255
Singapore
SQ
LTFM → CKY 2 Nov 2026 TURKEY SHY-YHK ✕
CANCELLED
Full compensation + expenses
€600
per passenger
Claim €600
+ Hotel · Food · Transport
48 TK 744
Turkish
TK
LTFM → LHE 2 Nov 2026 TURKEY SHY-YHK ✕
CANCELLED
Full compensation + expenses
€600
per passenger
Claim €600
+ Hotel · Food · Transport
49 PK 5744
Pakistan International
PK
LTFM → LHE 2 Nov 2026 TURKEY SHY-YHK ✕
CANCELLED
Full compensation + expenses
€600
per passenger
Claim €600
+ Hotel · Food · Transport
50 EW 1150
Eurowings
EW
EDDB → DXB 2 Nov 2026 EU261 ✕
CANCELLED
Full compensation + expenses
€600
per passenger
Claim €600
+ Hotel · Food · Transport
51 N0 91
Norse Atlantic
N0
ENGM → BKK 2 Nov 2026 EU261 ✕
CANCELLED
Full compensation + expenses
€600
per passenger
Claim €600
+ Hotel · Food · Transport
52 TK 318
Turkish
TK
LTFM → CAN 2 Nov 2026 TURKEY SHY-YHK ✕
CANCELLED
Full compensation + expenses
€600
per passenger
Claim €600
+ Hotel · Food · Transport
53 KL 423
KLM
KL
DMM → EHAM 2 Nov 2026 EU INBOUND ✕
CANCELLED
Full compensation + expenses
€600
per passenger
Claim €600
+ Hotel · Food · Transport
54 TK 538
Turkish
TK
OUA → LTFM 2 Nov 2026 TURKEY INBOUND ✕
CANCELLED
Full compensation + expenses
€600
per passenger
Claim €600
+ Hotel · Food · Transport
55 BT 7437
airBaltic
BT
LTFM → BSZ 2 Nov 2026 TURKEY SHY-YHK ✕
CANCELLED
Full compensation + expenses
€600
per passenger
Claim €600
+ Hotel · Food · Transport
56 LH 639
Lufthansa
LH
DXB → EDDM 2 Nov 2026 EU INBOUND ✕
CANCELLED
Full compensation + expenses
€600
per passenger
Claim €600
+ Hotel · Food · Transport
57 TK 346
Turkish
TK
LTFM → BSZ 2 Nov 2026 TURKEY SHY-YHK ✕
CANCELLED
Full compensation + expenses
€600
per passenger
Claim €600
+ Hotel · Food · Transport
58 TP 12
TAP Air Portugal
TP
REC → LPPT 2 Nov 2026 EU INBOUND ✕
CANCELLED
Full compensation + expenses
€600
per passenger
Claim €600
+ Hotel · Food · Transport
59 TK 537
Turkish
TK
LTFM → OUA 2 Nov 2026 TURKEY SHY-YHK ✕
CANCELLED
Full compensation + expenses
€600
per passenger
Claim €600
+ Hotel · Food · Transport
60 EW 1151
Eurowings
EW
DXB → EDDB 2 Nov 2026 EU INBOUND ✕
CANCELLED
Full compensation + expenses
€600
per passenger
Claim €600
+ Hotel · Food · Transport
61 AY 141
Finnair
AY
EFHK → BKK 2 Nov 2026 EU261 ✕
CANCELLED
Full compensation + expenses
€600
per passenger
Claim €600
+ Hotel · Food · Transport
62 SK 916
SAS
SK
JFK → EKCH 2 Nov 2026 EU INBOUND ✕
CANCELLED
Full compensation + expenses
€600
per passenger
Claim €600
+ Hotel · Food · Transport
63 WY 6853
Oman Air
WY
LOWW → MCT 2 Nov 2026 EU261 ✕
CANCELLED
Full compensation + expenses
€600
per passenger
Claim €600
+ Hotel · Food · Transport
64 TP 75
TAP Air Portugal
TP
LPPT → GIG 2 Nov 2026 EU261 ✕
CANCELLED
Full compensation + expenses
€600
per passenger
Claim €600
+ Hotel · Food · Transport
65 RJ 114
Royal Jordanian
RJ
EGSS → AMM 3 Nov 2026 UK261 ✕
CANCELLED
Full compensation + expenses
£520
per passenger
Claim £520
+ Hotel · Food · Transport
66 BY 103
TUI
BY
MLB → EGCC 3 Nov 2026 UK INBOUND ✕
CANCELLED
Full compensation + expenses
£520
per passenger
Claim £520
+ Hotel · Food · Transport
67 AC 851
Air Canada
AC
EGLL → YYC 3 Nov 2026 UK261 ✕
CANCELLED
Full compensation + expenses
£520
per passenger
Claim £520
+ Hotel · Food · Transport
68 ME 4513
Middle East
ME
EGLL → YYC 3 Nov 2026 UK261 ✕
CANCELLED
Full compensation + expenses
£520
per passenger
Claim £520
+ Hotel · Food · Transport
69 UL 2851
SriLankan
UL
EGLL → YYC 3 Nov 2026 UK261 ✕
CANCELLED
Full compensation + expenses
£520
per passenger
Claim £520
+ Hotel · Food · Transport
70 TG 5812
Thai International
TG
EGLL → YYC 3 Nov 2026 UK261 ✕
CANCELLED
Full compensation + expenses
£520
per passenger
Claim £520
+ Hotel · Food · Transport
71 VS 5710
Virgin Atlantic
VS
RUH → EGLL 3 Nov 2026 UK INBOUND ✕
CANCELLED
Full compensation + expenses
£520
per passenger
Claim £520
+ Hotel · Food · Transport
72 BA 1595
British
BA
CLT → EGLL 3 Nov 2026 UK INBOUND ✕
CANCELLED
Full compensation + expenses
£520
per passenger
Claim £520
+ Hotel · Food · Transport
73 RX 402
Riyadh Air
RX
EGLL → RUH 3 Nov 2026 UK261 ✕
CANCELLED
Full compensation + expenses
£520
per passenger
Claim £520
+ Hotel · Food · Transport
74 VS 5709
Virgin Atlantic
VS
EGLL → RUH 3 Nov 2026 UK261 ✕
CANCELLED
Full compensation + expenses
£520
per passenger
Claim £520
+ Hotel · Food · Transport
75 DL 7348
Delta Air Lines
DL
EGLL → RUH 3 Nov 2026 UK261 ✕
CANCELLED
Full compensation + expenses
£520
per passenger
Claim £520
+ Hotel · Food · Transport
76 LH 6846
Lufthansa
LH
EGLL → YYC 3 Nov 2026 UK261 ✕
CANCELLED
Full compensation + expenses
£520
per passenger
Claim £520
+ Hotel · Food · Transport
77 SV 110
Saudi Arabian
SV
EGLL → RUH 3 Nov 2026 UK261 ✕
CANCELLED
Full compensation + expenses
£520
per passenger
Claim £520
+ Hotel · Food · Transport
78 VS 6
Virgin Atlantic
VS
MIA → EGLL 3 Nov 2026 UK INBOUND ✕
CANCELLED
Full compensation + expenses
£520
per passenger
Claim £520
+ Hotel · Food · Transport
79 UA 8585
United
UA
EGLL → YYC 3 Nov 2026 UK261 ✕
CANCELLED
Full compensation + expenses
£520
per passenger
Claim £520
+ Hotel · Food · Transport
80 MS 9631
EgyptAir
MS
EGLL → YYC 3 Nov 2026 UK261 ✕
CANCELLED
Full compensation + expenses
£520
per passenger
Claim £520
+ Hotel · Food · Transport
81 TP 8268
TAP Air Portugal
TP
EGLL → YYC 3 Nov 2026 UK261 ✕
CANCELLED
Full compensation + expenses
£520
per passenger
Claim £520
+ Hotel · Food · Transport
82 IB 4784
Iberia
IB
EGLL → CLT 3 Nov 2026 UK261 ✕
CANCELLED
Full compensation + expenses
£520
per passenger
Claim £520
+ Hotel · Food · Transport
83 BA 1610
British
BA
EGLL → CLT 3 Nov 2026 UK261 ✕
CANCELLED
Full compensation + expenses
£520
per passenger
Claim £520
+ Hotel · Food · Transport
84 AA 735
American
AA
EGLL → CLT 3 Nov 2026 UK261 ✕
CANCELLED
Full compensation + expenses
£520
per passenger
Claim £520
+ Hotel · Food · Transport
85 OS 8237
Austrian
OS
EGLL → YYC 3 Nov 2026 UK261 ✕
CANCELLED
Full compensation + expenses
£520
per passenger
Claim £520
+ Hotel · Food · Transport
86 AI 6303
Air India
AI
EGLL → YYC 3 Nov 2026 UK261 ✕
CANCELLED
Full compensation + expenses
£520
per passenger
Claim £520
+ Hotel · Food · Transport
87 A3 3074
Aegean
A3
EGLL → YYC 3 Nov 2026 UK261 ✕
CANCELLED
Full compensation + expenses
£520
per passenger
Claim £520
+ Hotel · Food · Transport
88 AY 3811
Finnair
AY
EGLL → CLT 3 Nov 2026 UK261 ✕
CANCELLED
Full compensation + expenses
£520
per passenger
Claim £520
+ Hotel · Food · Transport
89 AI 6303
Air India
AI
EGLL → YYC 2 Nov 2026 UK261 ✕
CANCELLED
Full compensation + expenses
£520
per passenger
Claim £520
+ Hotel · Food · Transport
90 LH 6846
Lufthansa
LH
EGLL → YYC 2 Nov 2026 UK261 ✕
CANCELLED
Full compensation + expenses
£520
per passenger
Claim £520
+ Hotel · Food · Transport
91 UA 8585
United
UA
EGLL → YYC 2 Nov 2026 UK261 ✕
CANCELLED
Full compensation + expenses
£520
per passenger
Claim £520
+ Hotel · Food · Transport
92 UL 2851
SriLankan
UL
EGLL → YYC 2 Nov 2026 UK261 ✕
CANCELLED
Full compensation + expenses
£520
per passenger
Claim £520
+ Hotel · Food · Transport
93 A3 3074
Aegean
A3
EGLL → YYC 2 Nov 2026 UK261 ✕
CANCELLED
Full compensation + expenses
£520
per passenger
Claim £520
+ Hotel · Food · Transport
94 OS 8237
Austrian
OS
EGLL → YYC 2 Nov 2026 UK261 ✕
CANCELLED
Full compensation + expenses
£520
per passenger
Claim £520
+ Hotel · Food · Transport
95 AC 851
Air Canada
AC
EGLL → YYC 2 Nov 2026 UK261 ✕
CANCELLED
Full compensation + expenses
£520
per passenger
Claim £520
+ Hotel · Food · Transport
96 ME 4513
Middle East
ME
EGLL → YYC 2 Nov 2026 UK261 ✕
CANCELLED
Full compensation + expenses
£520
per passenger
Claim £520
+ Hotel · Food · Transport
97 TP 8268
TAP Air Portugal
TP
EGLL → YYC 2 Nov 2026 UK261 ✕
CANCELLED
Full compensation + expenses
£520
per passenger
Claim £520
+ Hotel · Food · Transport
98 AA 9606
American
AA
EGLL → MIA 2 Nov 2026 UK261 ✕
CANCELLED
Full compensation + expenses
£520
per passenger
Claim £520
+ Hotel · Food · Transport
99 MS 9631
EgyptAir
MS
EGLL → YYC 2 Nov 2026 UK261 ✕
CANCELLED
Full compensation + expenses
£520
per passenger
Claim £520
+ Hotel · Food · Transport
100 TG 5812
Thai International
TG
EGLL → YYC 2 Nov 2026 UK261 ✕
CANCELLED
Full compensation + expenses
£520
per passenger
Claim £520
+ Hotel · Food · Transport

Start Your Claim Today

Get up to €600 compensation or full expense reimbursement — no insurance required. No win, no fee.

Check Your Eligibility →

Flight Compensation — EU261, UK261, Turkey SHY-YHK, Serbia ECAA, Canada APPR & Montreal Convention

Multiple regulations protect air passengers worldwide. EU261 covers EU departures and EU airline arrivals. UK261 provides equivalent UK protection. Turkey's SHY-YHK was updated December 2024 to match EU261 rates. Serbia's ECAA law mirrors EU261. Canada's APPR uses delay duration. The Montreal Convention covers all international flights for provable expenses up to €7,700.

Short ≤1,500 km

€250
EU261 / SHY-YHK / ECAA

Medium 1,501–3,500

€400
EU261 / SHY-YHK / ECAA

Long >3,500 km

€600
EU261 / SHY-YHK / ECAA

Canada APPR

CAD 400–1,000
by delay duration

Montreal Convention

Up to €7,700
all international flights

Claimable Expenses Under All Regulations

🏨 Accommodation
  • Hotel room costs
  • Additional nights
  • Upgrade if needed
🍽️ Meals
  • Restaurant meals
  • Airport food & drinks
  • Room service
🚕 Transport
  • Taxi to/from hotel
  • Train/bus alternatives
  • Local transport
📱 Communication
  • Phone calls
  • WiFi charges
  • Alternative flights

Flight Compensation FAQ

How much flight delay compensation can I get?

Under EU261, Serbia ECAA and Turkey SHY-YHK: €250 under 1,500 km, €400 for 1,500–3,500 km, €600 over 3,500 km per passenger. UK261: £220–£520. Canada APPR: CAD 400–1,000 based on delay duration. The Montreal Convention adds up to €7,700 in provable expenses on all international flights.

What regulations cover my flight?

EU261 covers all EU departures and EU airline arrivals. UK261 covers UK routes. Turkey SHY-YHK covers Turkish departures and Turkish carrier arrivals — updated December 2024. Serbia ECAA mirrors EU261 for ECAA country departures. Canada APPR covers Canadian routes. Montreal Convention covers every international flight.

Do I need travel insurance?

No. All regulations are automatic legal protections for every qualifying passenger regardless of insurance.

Can I claim both compensation and expenses?

Yes. Fixed compensation (€250–€600) plus Montreal Convention expenses (up to €7,700) can be claimed simultaneously.